Carpe diem
Carpe diem /’kär-pe-‘dē-ˌem, -‘dī-, -əm/ (noun)
the philosophy of living and enjoying the present and not worrying about the future, living for the moment, enjoying the present, seize the day
The best advice you can give to those who are used to saving money is carpe diem.
Unfortunately, in underdeveloped countries, carpe diem is less practical.